Come acquistare un immobile in Ελλάδα (Grecia)
Guida pratica per acquirenti (anche stranieri): procedura passo dopo passo, costi di acquisto, imposte annuali, finanziamento e particolarità in Ελλάδα (Grecia). A scopo informativo, verificato ad agosto 2026 — non costituisce consulenza legale.
Gli stranieri possono acquistare?
EU buyers are free; non-EU too, except border areas/sensitive islands (special approval). You need an AFM (tax number) and a Greek account.
La procedura, passo dopo passo
- 1AFM + bank account
- 2Lawyer (customary for title checks — de facto mandatory)
- 3Pre-contract with ~10% deposit
- 4Notarial deed + payment
- 5Registration at the land registry/Ktimatologio
Costi di acquisto (oltre al prezzo)
| Transfer tax | 3,09% |
| VAT on new builds (often suspended) | 24%* |
| Notary + lawyer + registry | ~2–3% |
Imposte annuali: ENFIA — from ~€2/m² upward, by zone and value.
Finanziamento per i non residenti
Local lending to non-residents is limited; many buy cash or borrow at home.
Particolarità che colgono di sorpresa
- ⚠️ Island titles can be messy (unregistered inheritances) — the lawyer is essential
- ⚠️ Check building legality (planning amnesties are common)
- ⚠️ A Golden Visa exists but thresholds vary by area and change — check the current rules
Domande frequenti
- Posso acquistare un immobile in Ελλάδα (Grecia) da straniero?
- EU buyers are free; non-EU too, except border areas/sensitive islands (special approval). You need an AFM (tax number) and a Greek account.
- Quali costi e imposte si pagano per l'acquisto in Ελλάδα (Grecia)?
- Transfer tax: 3,09%; VAT on new builds (often suspended): 24%*; Notary + lawyer + registry: ~2–3%. ENFIA — from ~€2/m² upward, by zone and value.
- Posso ottenere un mutuo in Ελλάδα (Grecia) da non residente?
- Local lending to non-residents is limited; many buy cash or borrow at home.